FAQ - Club 14

What is Club 14 Golf?
Club 14 Golf offers the newest golf clubs and equipment from the top manufacturers for a low, equal payments. If you qualify, then you can pay for your purchase from Club 14 Golf with 0% APR financing.
Are your products real and genuine?
We are an authorized dealer for every brand we offer. All of our products are guaranteed to be 100% genuine and authentic. All product comes backed by the original manufacturers warranty.
What are the costs?
You can find the payment listed for each product. If you qualify, you can pay for your purchase at 0% APR with low, equal payments, with no prepayment penalties, origination fees, or deferred interest. Club 14 Golf is a low-cost way to get 0% APR financing for the golf equipment you need to elevate your game.
What is the catch?
There is no catch! Golf clubs are expensive, and so is most new golf gear. We simply want to make all the latest and greatest golf equipment available to all golfers for an affordable, no interest payment. If you qualify, you will make low, equal payments at 0% APR for your purchase.
How does the process actually work?
If you qualify, you will make low, equal payments at 0% APR for your purchase with no hidden fees, early pay penalties, or deferred interest charges. The length of the loan depends on the size of your order.
What information do I need to give to determine if I am eligible for purchase?
You can check to see if you qualify in seconds with a few pieces of personal information, and checking your eligibility has no impact on your credit score for Pay in 4 purchases. For 0% APR financing for 12+ months, a quick credit check is required.
Can anyone qualify for purchase?
At checkout, you will input your information with Klarna and they will determine if you qualify. Unfortunately, not all customers will qualify for purchase. We offer a Pay in 4 option on items up to $1,000 which is 0% APR with 25% of the payment due at the time of checkout and 25% payment every 2 weeks for 6 weeks.
Do I pay any interest or extra fees?
If you qualify on Club 14 Golf, you check out with a payment plan at 0% APR.* There are no prepayment penalties, origination fees or deferred interest when it comes to golf financing from us.
How is the monthly price determined?
Payments are determined by the product price. All payment options are 0% APR. On orders under $298.99, you will pay 25% at checkout and then 25% every two weeks for 6 weeks. On orders between $299-$998.99, you will make 12 equal monthly payments. Orders between $999.99-$1,998.99, you will make 18 equal monthly payments. Orders between $1,999.99-$2,998.99, you will make 24 equal monthly payments. Orders over $2,999.99, you will make 36 equal monthly payments.
Where can I find the retail price for each item?
Retail price for each item can be found under the add to cart button on the product page.
Is the product new or used?
All products are new and covered under the manufacturers limited warranty.
Can I buy the product?
Yes, by checking out on Club 14 Golf, you are obtaining a loan to finance your purchase. Our financing partner charges no prepayment penalties, so if you qualify, you can pay off your loan early at any point. Purchasing brand new golf equipment is easy and affordable through financing from Club 14.
When will my product ship?
All items that are in stock will ship out the following business day, after order is completed. Any custom items shipping directly from the manufacturer may take 7-10 business days.
When does the billing start?
On monthly loans over 12+ months, your first payment will be due 30 days after your purchase date. You will be billed each month according your loan agreement with our financing partner. Pay in 4 payments are due every 2 weeks from time of checkout.
Do you have a return policy?
You can return all NEW and UNUSED items within 30 days of purchase for a full refund. To qualify for a full refund, you cannot use the item, it must be returned in the original packaging, and all the accessories (head cover, wrench, etc) must also be returned.
How do I return my item?
Contact us via phone at 630-791-9567 or email us at info@club14golf.com to arrange the return. We will send you a return shipping label via email (not available in Alaska or Hawaii).
What happens to my monthly plan once I return the club?
Assuming your return is received in new, unused condition, any payments made on your loan will be returned to you.
What payment options are accepted?
If you qualify, you can pay back your Club 14 loan with a credit card, debit card, or bank account. If you wish to pay via alternate payment, or you do not want to take out a loan, please call us directly at 630-791-9567.
What happens if I lose the product, or it is damaged?
If the damage isn’t covered by the manufacturers warranty or if you lose the club, then you will be responsible for the full balance remaining on your loan.
What are some examples of items you won't refund?
All returned items must be in new condition. Any items that have been removed from original manufacturer packaging and used or hit will not be accepted, and they will be returned to you and you will be required to continue to make payments in accordance with your loan agreement.
Do you ship internationally?
Currently, we only ship in the United States.
Do I have to pay sales tax?
We only collect 8% sales tax on orders shipped to Illinois. For all other states, we do not collect sales tax.
What does it cost to ship my order?
All orders ship ground and free of charge to the lower 48 states (excludes Ping). A small surcharge applies for items going to Alaska and Hawaii. Contact us today for a quote. Ping golf clubs require a regular shipping charge of $10.

*The term is for a loan to finance a purchase resulting in, for example, 12 equal monthly payments of $83.33 per $1,000 borrowed. Subject to credit approval. Klarna® loans are made by WebBank, Member FDIC.